Savings Accounts
There are plenty of reasons to save: retirement, a child’s education, a special occasion or just the security of putting away money for the future. Whatever your reason, we have a savings product that’s right for you. Our savings accounts, certificates and IRAs offer competitive dividend rates and convenient features such as direct deposit and payroll deduction.
View our checking and savings flyer via downloadable PDF here or on our website here!
Savings Accounts | |||||||
| Share Savings | Money Market | Kids Savings | Vacation Club | Christmas Club | Certificates | IRA Savings | |
| Minimum Opening Deposit | $5 | $300 | $5 | $5 | $5 | $1,000 | $25 |
| Quarterly Withdrawal Limits | 6 | 6 | 6 | 6 | Fee Free Withdrawals Oct-Dec | 12-60 Month Terms | 6 |
| No Monthly Fees | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Premium Interest Rates | With Minimum Balance of $100 | With Minimum Balance of $300 | With Minimum Balance of $100 | With Minimum Balance of $100 | With Minimum Balance of $100 | ✓ | ✓ |
| Online Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Mobile Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Telephone Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Additional Information | Required Membership Account | 12 and under Can be a membership account | |||||
| Click for Brochure | |||||||
| All members under 18 must have a parent or legal guardian as a joint owner. Dividend Rates vary with account average daily balances; Refer to current rate sheet. Interest is compounded and paid quarterly. | |||||||
All Interstate Saving Accounts offer:
- Competitive interest rates. Click here for current rate information.
- Online Banking access
- Account Access Services including Alerts, Telephone Banking, Online Statements, Electronic Receipts & Notices
- Withdrawals: To withdraw money from your savings account, simply stop by a branch or go to an ATM terminal. No more than six (6) transfers/withdrawals may be made from these accounts in any quarter. If you exceed these limitations, your account may be subject to a fee.
- Quarterly statements by mail.
- Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.