Savings Accounts
There are plenty of reasons to save: retirement, a child’s education, a special occasion or just the security of putting away money for the future. Whatever your reason, we have a savings product that’s right for you. Our savings accounts, certificates and IRAs offer competitive dividend rates and convenient features such as direct deposit and payroll deduction.
Savings Accounts | |||||||
| Share & Business Savings | Money Market | Sunny Savers | Vacation Club | Christmas Club | Certificates | IRA Savings | |
| Minimum Opening Deposit | $5 | $5 | $5 | $5 | $5 | $1,000 | $5 |
| Quarterly Withdrawal Limits | None | None | None | None | Fee Free Withdrawals Oct-Dec | 12-60 Month Terms | None |
| No Monthly Fees | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Premium Interest Rates | With Minimum Balance of $100 | With Minimum Balance of $100 | With Minimum Balance of $100 | With Minimum Balance of $100 | With Minimum Balance of $100 | ✓ | With Minimum Balance of $25 |
| Online Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Mobile Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Telephone Banking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Additional Information | Required Membership Account | 12 and under Can be a membership account | |||||
| All members under 18 must have a parent or legal guardian as a joint owner. Dividend Rates vary with account average daily balances; Refer to current rate sheet. Interest is compounded and paid quarterly. | |||||||
All Interstate Saving Accounts offer:
- Competitive interest rates. Click here for current rate information.
- Online Banking access
- Account Access Services including Alerts, Telephone Banking, Online Statements, Electronic Receipts & Notices
- Withdrawals: To withdraw money from your savings account, simply stop by a branch or go to an ATM terminal.
- Quarterly statements by mail.
- Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.